Premium Reduction Tips

Travel Insurance

We have devoted this section to providing you with a number of hints on ways of making sure that you get a good UK travel insurance quote without skimping on quality cover. Browse through our bulleted points and see if you can pick up a tip or two that could help you on your travels.

  • Remember that you are not obliged to purchase your UK travel insurance from your travel agent or holiday provider. You can often find better deals if you look elsewhere.
  • The only way to ensure you have the most suitable deal available on the marketplace is simply to get to know the marketplace yourself. By taking the time to shop around you will be rewarded with both peace of mind and a happier wallet.
  • By shopping online for your travel insurance you are most likely to find the lowest quotes; because internet companies cut on overheads they are often able to offer their customers a great deal.
  • Be aware that you can protect your belongings whilst abroad under your home contents insurance policy. By limiting your travel insurance UK by cutting off your baggage insurance you can significantly reduce your travel insurance premiums.
  • If you are travelling as part of a couple then consider taking out a joint travel insurance policy. In doing so you could be saving yourself some money on your premiums.
  • If you are going abroad with your family then you could obtain valuable discounts by purchasing a family travel insurance policy. Most UK travel insurance will offer discounted rates for kids or have special offers where children go free.
  • If you are planning to travel more than once or twice in a year then it will be more cost-effective for you to take out an annual policy which will protect you for multiple trips throughout the year.
  • The place you visit will take its toll on your UK travel insurance costs. Premiums will be lower for those holidaying in Europe and will escalate for those visiting further afield, or for those visiting high-risk areas.
  • It might be worth your while going for a tailored policy that covers you for the exact amount of time that you are away. By going for a policy that covers you by the day, rather than by the week, you could be saving yourself valuable pounds.

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