Pet Insurance
Pet insurance was first introduced in 1947 as specialist cover for breeders of pedigree dogs. With an increase in vets fees and an increase in the importance of the household pet however pet insurance is now available for all families with policies on offer from over 80 different providers. Pet insurance is a great option for pet owners with an estimated 1 in 3 pets needing veterinary treatment every year. Vets fees can be very expensive and often finding the funds to cover costs for treatment and on going care can mean the difference between life and death for your pet. With one simple payment however your pet big or small can be covered against any eventuality whether they need attention from a vet, cover for boarding fees if you become ill and are unable to look after them, reward money if your pet is lost or stolen or compensation if they injure someone else. When searching for your pet insurance policy it is important to shop around and find the best deal for you. If you have more than one pet it may be worth finding a provider who will offer a discount if you insure more than one animal.
Who can be covered?
You will find that most providers offer cover for dogs, cats and rabbits but if your pet is more exotic you may need to get in touch with a specialist provider. Whether you have a bird of prey, small mammal or reptile there is cover available for your pet out there it is just important to shop around. The other animal you may need cover for is a horse, horse insurance is a specialist area and policies can include cover for riders.
What cover can I expect?
All policies are different so it is important to look at each individual policy in detail before signing up to ensure it meets the needs of your pet. Pet insurance cover can include however:
- Vet fees
- Death benefit
- Holiday cancellation
- Boarding Fees
- Theft/straying
- Advertising/reward
- Third party liability
- Accidental damage
- Travel Insurance
